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Who We Are

Founded in 2000, Advanced Business Consulting was established to assist local employers with their health and voluntary benefit needs. With over 29 years of experience, Joseph Calarco has been dedicated to providing peace of mind to individuals and businesses alike.

Your Experienced Small Business Consultant

Joe began his insurance career in 1997 when he joined Aflac as a Sales Representative. This marked a significant career change for him and his family, as they made the bold decision to leave his role as an Officer with the New York State Department of Corrections and transition into the insurance industry with Aflac.

The Small Business Consultant for Lower Expenses & Competitive Benefits

Throughout his career, Joe has expanded his expertise and now offers advice on a wide range of products and services, including:

Commercial Insurance for Your Business

Joe brings a wealth of knowledge and dedication to his clients, working tirelessly to identify insurance plans and programs that address their specific needs and concerns. He takes great pride in helping companies and their employees in his community, providing protection from the unexpected.

Joe believes that prioritizing his clients and maintaining a high standard of professionalism is key to building lasting relationships. This commitment has led to numerous referrals from satisfied clients, who are eager to recommend him to their family, friends, and colleagues.

Community Outreach in Auburn, NY

In addition to his professional work, Joe has been actively involved in his community. His service has included roles with the Auburn Enlarged School District as Vice President, the Cayuga Counseling Board of Directors, Nick’s Ride Board of Directors, Auburn Public Theater Board of Directors, Auburn Pony League and Little League Boards of Directors, Auburn Pop Warner Board of Directors, the Board of Directors for Majorpalooze, and the ARC of Seneca Cayuga Board of Directors. He has also volunteered with the Salvation Army in Auburn.

Joe is currently involved with Syracuse Executives Association and the Political Action Committee for the Aflac Northeast Territory. Previously, he was active with the Political Action Committee for the New York State Department of Corrections and served as Chief Sector Steward for NYSCOBA.

Throughout his career, Joe has received numerous awards and recognitions, including the MassMutual Exceptional Level of In Force Recognition Award for four years, Aflac President’s Club for five years, Aflac National Awards for 24 years, and Aflac State Awards for 24 years. He was also honored in 2024 with the Amos Award for being the #1 Aflac Regional Coordinator in the county.